Florida Workers' Compensation

Florida workers’ compensation attorneys

Florida’s Top Workers’ Compensation Attorney

The attorneys at Sternberg | Forsythe P.A. offer dependable workers’ comp counsel in Orlando, Boca Raton, West Palm Beach, and most of Southern Florida.

Florida is one of the states in the union that treats the topic of workers’ rights with the seriousness it merits. To ensure that employees’ rights are not violated, the state government has established stringent procedural guidelines and enforcement procedures. If you are hurt or ill while doing your job duties, your employer is legally obligated to provide safe working conditions and just workers’ compensation payments.

Unfortunately, there have been several instances in the past when employers and/or their insurance companies attempted to limit or even refuse injured workers the compensation to which they are legally entitled. The good news is that you won’t always have to endure something like this, especially if you have a solid workers’ compensation lawyer on your side.

At Sternberg | Forsythe P.A., we spend every day protecting the rights of employees who have been forced to leave work because of an illness or injury sustained at work. Our Florida workers’ compensation attorneys are committed to providing individualized legal counsel to Florida employees who have suffered workplace illnesses or injuries. Our locations in Fort Lauderdale, Orlando, West Palm Beach, or Boca Raton are ideally situated to assist you no matter where you are in South Florida. To find out how we can assist you in receiving what you are due, contact us right away.

What is Workers’ Compensation?

People who are hurt or ill at work are given medical and salary benefits under workers’ compensation insurance. Each state has a different set of requirements for coverage, as well as different medical and pay benefits. Because it is based on a social contract between management and labor, workers’ compensation is seen as a form of social insurance. In return for acquiring workers’ compensation insurance, company owners are shielded from civil lawsuits brought by employees who sustain workplace injuries. However, each party’s advantages are constrained. Businesses obtain workers’ compensation insurance, which is underwritten by insurance firms and, in some jurisdictions, by publicly funded state funds.

Simply explained, workers’ compensation pays for medical bills, missed earnings, and rehabilitation expenditures for workers who are hurt or ill while doing their jobs. Additionally, it provides death benefits to the families of employees who pass away while working.

Have you suffered an injury at work in Florida? Sternberg | Forsythe P.A.’s skilled workers’ compensation attorneys are available to you. Our work injury attorneys can assist you in determining if you qualify for benefits for your injuries and can then fight for the highest amount of compensation allowed by law.

If you got hurt at work in Florida, you could have to pay a lot in medical expenses and missed earnings. To acquire new skills, you could need vocational rehabilitation. Thankfully, Florida workers’ compensation benefits offer you cash assistance while you recover from your injuries. Our intention is to assist you in obtaining such benefits if you qualify for them. You can get assistance from Sternberg | Forsythe P.A. with the ostensibly complex workers’ compensation regulations. Even better, assist you in obtaining compensation to cover all expenses associated with your employment injuries.

How is the Overall Cost of Workers’ Compensation Insurance Defined?

Classes are created from similar firms in each state that have comparable occupational injury costs and trends. Rates are calculated for each class based on the lost costs for all enterprises in that class over the previous five years. This offers a fair system where tariffs are assessed in line with the real losses incurred by the business class. The rate for each class in a given state is then calculated by overlaying economic parameters specific to each state onto this data.

Based on the loss history of a certain firm, the class rates can be modified using a technique called experience rating. In this approach, safe firms are rewarded with lower premiums and risky businesses are punished with higher rates, giving company owners considerable influence over the cost of their workers’ compensation insurance.

Employing a few rare exceptions, every state mandates that companies with non-owner employees acquire workers’ compensation insurance for such employees. Businesses that don’t have workers’ compensation insurance risk severe and expensive consequences, such as paying claims out of pocket, paying penalties, maybe going to jail, and possibly losing their ability to operate in the state.

Basically, if you were injured while on the job, it’s very likely that your Florida employer carries workers’ compensation insurance– and you could be entitled to compensation for your injury.

What Types of Workers’ Compensation Benefits Could I Be Entitled to?

In Florida, workers’ compensation is a no-fault system, which means that injured workers get medical care and financial benefits regardless of who was at blame for the work-related accident. You can also be eligible for permanent compensation benefits and “job retraining” if the injury or sickness is severe and long-lasting.

Having said that, workers’ compensation isn’t a foolproof fix. Generally speaking, Florida sets restrictions on the workers’ compensation benefits that your employer is required to provide, and only certain losses that are specifically listed by state law must be covered by your employer’s insurance carrier. For instance, under the workers’ compensation system, an injured worker won’t be compensated for pain and suffering.

These are the primary categories into which Florida’s benefits for injured employees are divided:

Permanent Disability

Temporary entire disability and temporary partial disability are the two categories of temporary disabilities. Anyone who is unable to work again due to work-related injuries qualifies for temporary complete disability. Two-thirds of your usual salary should be paid to you during this time. Those who are able to return to work with limitations are granted temporary partial disability. If these workers are unable to make 80% of the wages they were earning before the accident, they can be qualified for this kind of workers’ compensation.

Impairment

The doctor will declare you have reached your maximum level of medical improvement if it is not anticipated that your condition will improve. She will analyze you for potential long-term work limitations, an impairment rating, and the possibility of impairment benefits.

Total or Permanent Disability

If your injuries are so serious that they prevent you from working after you have reached your maximum medical progress, you can be qualified for permanent complete disability compensation.

Unjustified Death

The family of the dead may be entitled to compensation, including burial costs, educational benefits, and allowances for dependants if a work-related death occurs within a year of the accident date or five years after a period of continuous impairment.

The legal offices at Sternberg | Forsythe P.A.want to help you receive what you are entitled to because Florida workers’ compensation is meant to be helpful to you. Call 561-264-1031 to speak with one of our knowledgeable attorneys and learn more about what we can do for you.

What is Not Typically Covered By Workers’ Compensation?

In the case of a covered loss, workers’ compensation insurance can aid in protecting your company and employees; but, there are some incidents that happen at work that are not covered by workman’s comp insurance. These vary between states and are often governed by various state legislation.

The majority of workers’ compensation insurance often does not cover the following:

  • Injuries sustained as a result of a brawl that an employee instigated.
  • Injuries sustained by a worker as a result of drinking at work.
  • Injuries brought on purposefully by a worker.
  • Emotional harm that is unrelated to a physical job accident.

It’s still recommended to ask an experienced Florida workers’ compensation attorney for help in understanding whether or not your unique workplace injury is covered. No two incidents are identical. There may be details about your specific case that would make you eligible or ineligible for workers’ compensation in the state of Florida.

Can I Still Be Eligible for Disability or Social Security if I Receive Workers’ Compensation Benefits?

Employees receiving income benefits from workers’ compensation are not always disqualified for the aforementioned perks. One thing to keep in mind is that receiving workers’ compensation payments may reduce the number of benefits owed under other programs. For detailed information on eligibility for long-term disability and unemployment insurance benefits, get in touch with your company’s benefits office.

How Does One File a Workers’ Compensation Claim in the State of Florida?

It goes without saying that you should seek quick medical attention following a workplace accident, especially if your injury is serious. This will not only start you on the path to recovery but also assist in lessening the negative effects of the accident. To prevent your payments from being cut off or refused, you must abide by specific standards stated in Florida workers’ compensation laws.

Within 30 days of the time you become aware of your injury or the date your doctor notifies you that you have a condition connected to your employment, you must notify your employer about the injury or medical concern. If you don’t disclose your illness or injury within 30 days, your claim might be rejected.

If you think you have a valid worker’s compensation claim, you must act fast and appropriately from the outset to prevent issues. Workers’ compensation can include medical care, reimbursement for lost income, and other benefits for a wide range of physical and mental diseases and injuries. If you have been harmed while working, you are probably qualified for benefits (or while engaged in work-related activity off-site).

If your health condition is becoming worse or worsening as a result of your employment responsibilities, you can potentially be qualified for workers’ compensation in Florida. Make sure your employer is protected by workers’ compensation as a starting step. In general, your company is probably a participant in the state workers’ compensation program if it is a government agency, has more than four employees (or more than one employee for the construction industry), or runs a farm.

How to Submit a Workers’ Comp Claim

Write down the specifics of what happened and gather all the proof first. You must be able to prove that your injury was caused by your job in order to succeed in court. So that the facts of what happened are clear in your memory, the first step to do is to write down or record the contents of the occurrence or scenario.

If you are in an accident, such as a vehicle accident that is relevant to your job, snap photographs (if you can) to document the incident. Additionally, obtain the names and contact details of any witnesses to the incident that resulted in your injuries, especially if you were hurt while on the job but away from your usual workplace.

In the event of an emergency, get medical attention from here. Otherwise, you should wait to consult a doctor until after you have informed your employer about the illness or injury. When you go to consult a doctor, be comprehensive when describing your symptoms and what you think is the reason for the issues at work. In order to demonstrate that your workplace accident was the actual cause of your injury, ask the doctor to note and add any data they deem appropriate.

Find out whether your company has any unique reporting requirements or deadlines. If your employer fails to report the injury, you can do it on your own by filling out the appropriate form on the website of the Florida Division of Workers’ Compensation. The contact information for the workers’ compensation insurance company should be displayed at work by your employer. If so, you can get in touch with the insurance company and submit your own claim.

After that, you must check with the insurance provider to make sure the claim was submitted. You should be given a First Report of Injury or Illness form to complete and sign by your employer. Within seven days, your employer must submit it to the insurance provider. This firm’s objective is to collect information on the accident, the employer, the wounded worker, and the injury they experienced. You must include your injuries, when they happened, any witnesses, the circumstances of the event, and any medical care you got.

Within 21 days of reporting your injury, you will begin receiving reimbursement if you are qualified for benefits.

Keep a thorough record of the circumstances surrounding your injuries, your medical history, and any related medical expenses, such as parking fines, prescription prices, and gas expenses. Make copies of any documents related to the incident and injuries. This material can be utilized to support your claims for the greatest amount of compensation and serve as evidence of your injuries.

The goal of insurance companies is to gather information from you that they may use against you to demonstrate that you are not truly incapacitated or that you are capable of performing more jobs. Be aware that, even if requested, you are not required to give insurance companies a documented statement regarding your injuries or how they happened. Let our attorneys handle it and let the insurer know that you will first talk with your workers’ compensation attorney.

Why Should I Hire Florida Workers’ Compensation Attorneys?

If you have been harmed at work, you might be debating whether you need to contact a workers’ compensation attorney. In general, the response will be “Yes, you should.”

Each year, hundreds of thousands of injured employees around the country file workers’ compensation claims in their state. If you were harmed at work, you may have heard about the advantages of workers’ compensation to help you get back on your feet and recover lost income. But it’s crucial to engage a workers’ comp lawyer to comprehend the complexity of workers’ compensation lawsuits, trials, and medical exams.

Workers’ compensation attorneys have the know-how and specific experience to handle trials, present your case at state board hearings, and negotiate a settlement using your medical data. The U.S. Department of Labor makes an essential effort to safeguard injured employees through workers’ compensation.

A workers’ compensation lawsuit can help you achieve the settlement you deserve, regardless of whether you struggle to make ends meet or worry that your injury will have a long-term impact on your career. By doing this, future financial burdens and associated stress can be avoided.

One of the key elements of a workers’ compensation lawsuit, among many others, is that your injury occurred at work or while carrying out job obligations. You must retain a workers’ compensation attorney if your employer contests that the injuries occurred on the job or if you experience any other type of employer opposition or retribution. A lawyer can assist in demonstrating that your injury occurred at work. They can also assist in proving your employment to the courts. Even if your employer is uncooperative, your attorney’s investigative abilities and commitment to their clients will assist you in swiftly replacing your lost pay.

Your employer could be required by law to supply and pay for workers’ compensation insurance. If you were hurt at work and discover that your employer does not have this insurance, you must retain legal counsel. You can learn more about the alternatives and benefits to which you could be entitled by consulting a workers’ compensation attorney.

Additionally, a workers’ compensation attorney can guide you through the legal procedure, which may be quite challenging for non-lawyers. Legalese and the procedures for submitting a workers’ compensation claim might seem like an impossible task to comprehend. You can be perplexed by the filing procedure and unsure of where to start. Let a qualified Sternberg | Forsythe P.A.lawyer handle this procedure on your behalf.

What Exactly Does a Florida Workers’ Compensation Attorney Do?

Both the employee and the employer are to be protected under workers’ compensation. This insurance shields the company against lawsuits while also offering benefits to the employee to aid in their recuperation. Nevertheless, if you are seeking workers’ compensation, you will be working with an insurance provider who will hire a legal team of their own to minimize their liability and, as a result, any damages you seek to recover.

The procedure of filing a workers’ compensation claim is legal. You require a knowledgeable workers’ compensation lawyer to assist you with the procedure virtually always. You are entitled to a second opinion under the law, and you could be eligible for vocational rehabilitation. However, because doing this costs your employer or insurance company money, they normally won’t do it for free. Our Florida workplace accident lawyers at Sternberg | Forsythe P.A. can explain your rights to you and walk you through your alternatives. It helps to have a support system during times like this.

Our mission at Sternberg | Forsythe P.A. is to support your full recovery. This implies that in order to assist you in obtaining a fair and acceptable payment, we will collaborate with your caretakers, examine your treatment plan, and bargain with the insurance provider. Our skilled workers’ compensation attorneys are prepared to defend your rights if your claim demands a hearing.

Get in Touch with the Florida Workers’ Compensation Attorneys at Sternberg | Forsythe P.A.

Our Florida workers’ compensation attorneys close to you at Sternberg | Forsythe P.A. defend the legal rights of injured employees and their families. Your workers’ compensation claim will be handled in its entirety by our extremely knowledgeable and experienced work injury attorneys. You are then able to concentrate on becoming better. No matter how complicated your situation is, we can assist.

Now toll-free at Sternberg | Forsythe P.A. We will arrange a no-cost first appointment with one of our experienced and sympathetic Florida workers’ compensation lawyers. We’re prepared to respond to any of your inquiries and assist you in getting your life back on track.

Ready to get the workers’ comp benefits you deserve? Give our team a call at  561-264-1031 today.