If you have been involved in an Uber accident in West Palm Beach, you may feel overwhelmed and unsure of what to do next. The Uber accident lawyers at Sternberg | Forsythe, PA, can help you navigate the legal process and fight for the compensation you deserve.
Uber accidents can be particularly complex because they involve multiple parties, including the driver, the Uber company, and potentially other drivers or pedestrians. Additionally, Uber has insurance policies and coverage limits that may affect your ability to recover damages.
We Understand the Complexities of Uber Accident Claims
At Sternberg | Forsythe, PA, we have years of experience representing clients in Uber accident cases. We understand the nuances of Florida’s car accident laws and deeply understand how to navigate the insurance claims process. We will work tirelessly to investigate your case, determine liability, and negotiate with insurance companies on your behalf.
Our team of attorneys is committed to helping you recover compensation for various damages, including medical bills, lost wages, pain and suffering, and more. We will take the time to listen to your story, understand your needs, and build a personalized legal strategy that works for you.
We also understand that the aftermath of an Uber accident can be stressful and overwhelming. That’s why we are committed to providing compassionate and personalized support to each client. We will keep you informed throughout the legal process and answer any questions you may have.
Common Causes of West Palm Beach Uber Accidents
Uber accidents in West Palm Beach can occur for various reasons, and understanding the common causes of these accidents is important for drivers and passengers.
At Sternberg | Forsythe, PA, we have years of experience representing clients in Uber accident cases. We have seen firsthand the devastating impact these accidents can have on victims and their families. Here are some of the most common causes of Uber accidents in West Palm Beach:
Distracted driving: Like any other driver, Uber drivers can be distracted by their phones, GPS devices, or other distractions while on the road. This can lead to accidents if the driver takes their eyes off the road or loses focus on driving.
- Reckless driving: Some Uber drivers may be in a rush to get to their next pickup or drop-off, which can lead to reckless driving behaviors such as speeding, tailgating, or running red lights.
- Fatigue: Uber drivers may work long hours or drive late at night, leading to fatigue and impaired driving. Fatigued drivers may have slower reaction times or fall asleep at the wheel, increasing the risk of an accident.
- Poor road conditions: In West Palm Beach, road conditions can be unpredictable, with sudden rainstorms or construction zones creating hazards for drivers. Uber drivers may be unfamiliar with the area and unprepared to navigate these challenges safely.
- Other drivers on the road: Uber accidents can also be caused by other drivers on the road, who may be distracted, drunk, or reckless. These drivers may not be aware of the Uber vehicle or may make sudden maneuvers that cause a collision.
At Sternberg | Forsythe, PA, we understand the complex issues involved in Uber accidents. We will work tirelessly to investigate the cause of your accident, determine liability, and hold the responsible parties accountable. Whether you are an Uber driver or a passenger, our attorneys will fight for the compensation you deserve for your injuries, medical bills, lost wages, and other damages.
Insurance Requirements for Florida Uber Drivers
In Florida, Uber drivers must carry minimum insurance coverage for their passengers and other drivers on the road. Specifically, Uber drivers must have the following:
- Personal Injury Protection (PIP) insurance with a minimum coverage of $10,000 to cover medical expenses and lost wages for the driver and passengers in the event of an accident.
- Bodily Injury Liability (BIL) insurance with a minimum coverage of $10,000 per person and $20,000 per accident to cover injuries to other drivers, passengers, or pedestrians.
- Uninsured/Underinsured Motorist (UM/UIM) coverage requires a minimum coverage of $10,000 per person and $20,000 per accident to cover injuries to the driver and passengers in the event of an accident with an uninsured or underinsured driver.
Additionally, Uber provides additional insurance coverage for its drivers while they are working on the app. The coverage provided by Uber depends on the driver’s status at the time of the accident:
- The driver’s personal insurance policy will apply if the driver is not logged into the Uber app during the accident.
- If the driver is logged into the Uber app and waiting for a ride request, Uber provides $50,000 per person and $100,000 per accident in liability coverage, as well as $25,000 in property damage coverage.
- If the driver is on a trip and transporting passengers, Uber provides up to $1 million in liability coverage, as well as coverage for uninsured or underinsured motorists and contingent comprehensive and collision coverage.
It is important to note that Florida operates under a “no-fault” insurance system. After a car accident, each driver’s insurance company is responsible for covering their medical expenses and lost wages, regardless of who caused the accident. For accidents that lead to more serious injuries or permanent disabilities, you may be able to sue the at-fault driver for additional compensation.
No-Fault Insurance and Uber Accidents in Florida
In Florida, the state’s no-fault insurance system applies to all car accidents, including those involving Uber drivers. This means that after an Uber accident in Florida, each driver’s insurance company is responsible for covering their medical expenses and lost wages, regardless of who caused the accident.
If you are an Uber passenger or driver injured in an accident, your first step should be to seek medical attention as soon as possible. Under Florida law, you have 14 days to seek medical treatment to qualify for PIP benefits.
Once you receive medical treatment, you should notify your insurance company of the accident and file a claim for your PIP benefits. Your insurance company will cover up to $10,000 in medical expenses and lost wages, regardless of who was at fault for the accident.
If your injuries exceed the limits of your PIP coverage or if you have suffered serious or permanent injuries, you may be able to pursue a lawsuit against the at-fault driver.
In this case, you would need to demonstrate that your injuries meet Florida’s legal threshold for pursuing a lawsuit, which typically requires showing that you suffered permanent or significant injuries, scarring, or disfigurement due to the accident.
If you are an Uber driver, your insurance coverage will depend on your status during the accident (described above).
Let Our Legal Team Help with Your West Palm Beach Uber Accident
If you have been involved in an Uber accident in West Palm Beach, don’t wait to take action. Contact Sternberg | Forsythe, PA, today to schedule a free consultation with one of our Uber accident lawyers. We are here to help you get the compensation you deserve.