If you’re injured in a motor vehicle accident while driving (or as a passenger) for a work-related purpose, you have the legal right to file a claim for workers’ compensation benefits.
To be eligible for workers’ compensation benefits, your accident must have occurred while performing work-related tasks.
Common examples include:
It is important to note that you are not covered by your employer’s workers’ compensation insurance policy if you are injured while driving to or from work. At this point, you are not “on the clock.”
The one exception to this rule is if your employer pays you for travel time.
In a conventional motor vehicle accident — such as one that occurs while you are driving on vacation — fault plays a big part in determining how much compensation you can receive.
With a vehicle accident at work, as it pertains to the workers’ compensation system, this is not the case.
You have the legal right to file a claim and receive benefits no matter who was at fault. This is true even if you caused the accident.
You already know that you can file a workers’ compensation claim, but you should not necessarily stop there.
If another party’s negligence caused your accident, you can also file a third-party injury claim. This allows you to seek additional compensation.
With a third-party injury claim, you must prove that the accident was caused by another party, such as the result of distracted or reckless driving. This has the potential to complicate your claim, especially if who was at fault is not clear.
Depending on your injuries and related damages, you may be able to receive many forms of compensation through a workers’ compensation claim.
This includes things such as lost wages, rehabilitation (such as physical therapy), and out-of-pocket medical expenses.
A consultation with an experienced workers’ compensation attorney will help you decide the best course of action.
Regardless of where or how the accident occurred, there are several distinct steps you should take after a workplace vehicle crash:
Your health is your top priority, but your legal rights and financial circumstances should never be overlooked.
At Sternberg / Forsythe, PA, we understand that even good drivers can suffer severe injuries in a motor vehicle accident.
If you were injured in a workplace vehicle accident, contact us online or via phone at 561-529-9569.
With 40+ years of combined experience in the workers’ compensation field, our lawyers know what you are going through and how to help you through this difficult time.