Most people who develop carpal tunnel syndrome are covered by their workers’ compensation insurance. But, there are exceptions to this type of insurance just like any other type of insurance. Repetitive-stress injuries, which include carpal tunnel syndrome, should be covered under your employer’s insurance.
But, you must be diagnosed with carpal tunnel syndrome as the result of your work-related activities and existing carpal tunnel syndrome may not be covered.
What is Carpal Tunnel Syndrome?
Carpal tunnel syndrome is caused by the compression of the nerves and tendons that control the flexion of your fingers. The tunnels that hold these nerves are narrow and all it takes is a small amount of swelling to compress them and make it difficult or painful to move.
The syndrome can also cause pain, weakness, a numb feeling in the hand or wrist and for some, and it can be so severe that they are no longer able to work.
How Workers’ Compensation Coverage Works
Employers are required to carry workers’ compensation insurance in Florida for their employees. If you did develop carpal tunnel syndrome because of your work or any work-related tasks, such as repetitive motion or typing, then you should be entitled to benefits through your employer’s insurer.
Understanding the Exclusive Remedy
If you file for workers’ compensation insurance, then you are not able to sue your employer for your condition; therefore, you trade off one for the other. You have the right to sue your employer for your injury, but if you choose to access the workers’ compensation benefits, then you may not sue your employer for negligence that caused your carpal tunnel syndrome.
Is Workers’ Compensation Enough?
You should speak to an attorney that specializes in personal injury as well as workers’ compensation insurance. While your employer’s policy should cover your carpal tunnel, the benefits themselves are limited. For example, some of the items that are covered will include:
- Medical Bills
- Temporary Disability
- Permanent Disability
But, the amount you are entitled to can vary depending on the state. This means you may have a maximum dollar amount in workers’ compensation that you will be rewarded, and that may not be enough to cover your losses.
Get Legal Help! Contact an Experienced Florida Workers’ Compensation Attorney
If you were injured or developed carpal tunnel syndrome because of your job, contact the Florida workers’ compensation attorney at Scott J. Sternberg & Associates today. We offer free consultations and can assess your carpal tunnel syndrome case to let you know which route may be the most beneficial for you.