While worker’s compensation typically occurs when someone is injured in a fall at work or by machinery, it can occur in any situation, even outside of the workplace. But, can you qualify for worker’s compensation if you’re injured in a car accident?
In some instances, you may be eligible for worker’s compensation even if you were involved in a car accident.
Was it a Work-Related Injury?
Worker’s compensation is provided to employees who are injured on the job or while performing their job duties. This insurance coverage includes medical costs, lost wages, and other damages. But, worker’s compensation does not extend beyond the scope of an employee’s job duties.
Even though most work-related injuries occur at the workplace, they can also occur away from there. Car accidents are something that can occur outside of the workplace, but still be considered work related. But, worker’s compensation will only cover injuries in the car accident as long as they came from a job-related task, such as:
- Making scheduled deliveries
- Running errands for work
- Driving an employee for a work-related reason
- Traveling for work and being compensated by the employer for that travel
If you were driving a work vehicle, which will even further prove your case for worker’s compensation reimbursement.
What if I Was at Fault for the Accident?
While you may have been driving on a work-related task, what happens if you were at fault for the accident? Worker’s compensation does not work like auto insurance. Meaning, worker’s compensation is a no-fault insurance carrier; therefore, if you were at fault, then the insurance company will cover the injuries.
But, if you were under the influence of an illegal substance or alcohol, then worker’s compensation does not have to cover your medical costs or losses. An employee driving while under the influence will not be reimbursed by worker’s compensation and could face civil as well as criminal penalties.
Speak to a Car Accident Attorney First
If you were injured in a car accident while on the job, then speak to a car accident attorney that specializes in worker’s compensation. The team at Scott J. Sternberg & Associates can meet with you for a free consultation regarding your work-related injury. Call us today for an appointment.