The National Council on Compensation Insurance recently published a report that highlights the impact the national opioid crisis has had on the United States’ workers’ compensation system. Researchers found that injured workers who were prescribed at least one prescription in 2016 received three times as many opioid prescriptions. Yet, doctors believe that while the opioid crisis has been costly, the workers’ compensation system is still better equipped at handling the opioid epidemic than the general public. This is largely due to better adherence to treatment plans, coupled with the regular drug testing of injured workers.
In the state of Florida, employers with more than 4 employees are required by law to provide workers’ compensation insurance to their employees. This means that if you are injured or if you aggravate a pre-existing condition while on the job, you are eligible to collect benefits, such as money for lost wages and medical expenses. Yet filing a workers’ compensation claim is different from filing other types of injury claims. This is because workers’ compensation laws strictly control what types of damages you are allowed to seek after an injury.
When you are injured at work, there is no question that it can be a confusing and difficult time. You may be losing wages and have a pile of medical costs to deal with. The good news is, you may also be entitled to workers’ compensation benefits. However, in order to collect these benefits, you have to take the appropriate actions within a certain period of time. Learn more about this here.
If you are an employee of a company (you get a W-2 tax form at the end of the year) then your workers’ compensation options and procedures are pretty clear-cut. In Florida your employer is required to carry workers’ comp insurance to cover employee injuries, lost wages and medical expenses, depending on the number of employees they have and how inherently dangerous the work is.
Later this month Florida Insurance Commissioner David Altmaier is supposed to decide on a fling by the National Council on Compensation Insurance that calls for an average 9.3% reduction in workers’ compensation premiums in the coming year. The recommendation includes a 10.3% reduction in premiums for manufacturing businesses and an 11.3% decrease for clerical businesses. This comes after businesses were hit with 14.5% increase last year after an NCCI-recommended increase that exceeded 19%. New data shows that Florida businesses paid nearly $3.8 billion in workers’ compensation premiums in 2016, which was up from about $2.8 billion in 2012.
Construction is a dangerous job…no doubt about it. In fact, it is classified as one of the most dangerous jobs, especially since construction can involve working in various sites and on various infrastructures. Regardless of how minor or major a construction job is, it certainly comes with its own set of risks. And many of those risks involve injuries sustained by workers.
Many law offices have a great deal of experience representing individuals who have been involved in car, truck, or other vehicle accidents. While these are the most common, since driving or riding in a vehicle is one of the most dangerous forms of transportation and that result in the most casualties across the nation, another common area that often involves seeking legal representation is construction-related injuries that result from accidents.
The purpose of Florida’s workers compensation program is to provide victims of workplace accidents with medical care and, in some cases, a partial reimbursement for their loss of wages, without having to hire an attorney and wait for months or years until the legal system determines whether or not the employer is responsible for the worker’s injury. In exchange, the worker gives up his right to sue his employer, with the understanding that the worker will not be fully compensated for his losses.
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