When you’ve been injured on the job, knowing how long you can rely on workers’ compensation benefits is crucial. These benefits are intended to support you financially while you recover, but they aren’t indefinite.
Our Florida workers’ compensation lawyers at Sternberg | Forsythe, P.A. are here to explain your rights to workers’ compensation after an accident while on the job here in Florida.
Statistics for Work Accidents in Florida
Accidents occur far too often to workers here in Florida. In 2022, Florida experienced 270 fatal work injuries, an increase from 257 in 2021. Currently, the state ranks among the higher numbers of fatal work injuries in the U.S., reflecting its large workforce and diverse industries.
The Florida Department of Financial Services reports thousands of claims annually for non-fatal injuries. Common injuries include strains, sprains, and fractures, and specific data is available from the Florida Division of Workers’ Compensation.
Accidents while on the job take place for a variety of reasons. These include:
Transportation Incidents
Transportation incidents are the leading cause of fatal work injuries in Florida. These include vehicle accidents, collisions, and other transportation-related accidents occurring on the job.
Falls, Slips, and Trips
Falls, slips, and trips are common causes of both fatal and non-fatal injuries. These can occur in various settings, including construction sites, warehouses, and offices.
Violence and Assaults
Workplace violence, including assaults by people or animals, contributes to injuries and fatalities, particularly in sectors like healthcare and retail.
Contact with Objects and Equipment
Injuries involving contact with machinery, tools, or equipment are prevalent. This category includes incidents such as being struck by objects or getting caught in machinery.
Exposure to Harmful Substances
Workers in industries involving chemicals, toxins, or hazardous materials are at risk of injuries and illnesses related to exposure to these substances.
The construction, trade, transportation, and utilities sectors are most frequently associated with work-related injuries and fatalities in Florida. Injuries are more common among males and older workers, reflecting the types of jobs and the physical demands of many occupations.
After a workplace accident, the injured victims must seek compensation and benefits under the Worker’s Compensation system. At Sternberg | Forsythe, P.A., we are ready to help you receive the benefits you are entitled to.
Florida Workers’ Compensation System
Workers’ compensation is a state-mandated insurance program that provides financial and medical benefits to employees injured or ill due to their jobs. Its primary goals are to cover medical expenses, replace lost wages, and support injured workers during recovery.
Eligibility Criteria
Not every injury qualifies for workers’ compensation. To be eligible, you must be an employee (not an independent contractor), and the injury or illness must be work-related. Specific criteria and documentation are required to prove your eligibility.
Duration of Benefits
The type of benefits you receive will generally determine how long you can receive them. Common types of benefits provided to injured workers include:
Temporary Total Disability (TTD) Benefits
These benefits are for workers who are completely unable to work temporarily. The maximum duration for these benefits is generally up to 104 weeks. However, the specific conditions and medical evaluations will determine the exact period you qualify for.
Temporary Partial Disability (TPD) Benefits
TPD benefits come into play if you can return to work but not at full capacity. These benefits cover the difference between your pre-injury wages and current earnings. They continue until you reach maximum medical improvement (MMI) or up to 104 weeks, whichever comes first.
Permanent Total Disability (PTD) Benefits
For severe, long-lasting injuries, PTD benefits are available. These are granted when you’re permanently unable to return to any kind of gainful employment. PTD benefits can continue for the remainder of your life, offering long-term financial support.
Permanent Partial Disability (PPD) Benefits
PPD benefits are for workers who have a lasting disability but can still work in some capacity. The duration and amount depend on the impairment rating assigned by your doctor and the nature of your job. These benefits offer compensation based on the degree of your permanent impairment.
Factors Affecting the Duration of Benefits
Several factors may influence the length of time you receive workers’ compensation benefits in Florida. These include:
Medical Recovery and Treatment
Your progress in medical treatment directly impacts the duration of your benefits. Regular updates from your healthcare provider will influence whether your benefits are continued, modified, or terminated.
Return-to-Work Considerations
Returning to work, even in a limited capacity, affects the length of time you can receive benefits. Your ability to perform job duties and the type of work you can manage will be evaluated.
Severity of Injury
The more severe your injury, the longer you may be eligible for benefits. Serious injuries that result in significant impairment generally qualify for extended benefit periods.
Filing for Benefits and Extensions
Understanding the process for applying for benefits is crucial for ensuring you receive the support you need. Proper documentation—including medical records, employment history, and any necessary forms—is essential to substantiate your claim. Timely filing is equally important, as delays or incomplete applications can lead to unnecessary setbacks or denials.
If your medical condition warrants ongoing support, you can also request extensions, which require appropriate evidence from your healthcare provider to justify the need for continued benefits. Being proactive in your approach can significantly improve your chances of a smooth application process.
Contesting Benefit Termination
If your benefits are contested or prematurely terminated, it can be a frustrating and stressful experience. Fortunately, there are legal avenues available to challenge these decisions. Taking the first step involves gathering all relevant documentation that supports your case. Consulting with Florida workers’ compensation lawyers can provide invaluable guidance on the specific legal steps you can take, such as filing an appeal or requesting a hearing.
A workers’ compensation lawyer in West Palm Beach can help you navigate the complexities of the legal system, ensuring that your rights are upheld and that you have the best chance of receiving the benefits you deserve.
Impact of Benefit Duration on Claimants
Prolonged injury or illness can have significant financial and emotional impacts. Understanding your benefit duration helps you plan better and mitigate these effects. Support from loved ones and professional counseling can be beneficial.
Contact Our Florida Work Injury Lawyers
If you were hurt in an accident while on the job, contact our work injury lawyer in West Palm Beach immediately for a consultation. Our Florida work injury lawyers at Sternberg | Forsythe, P.A. can help you understand your rights and fight for compensation on your behalf.
We are committed to helping you maximize your benefits and ensure you receive fair treatment. Contact our team now for a free consultation.