Riding a bike can be a beautiful experience but that can all be turned upside down quickly when you are injured in a bike accident. Bicyclists, even when they have the appropriate safety gear, can sustain critical injuries in Florida bicycle accidents.
When struck by a car driver or a truck driver, your life may never be the same. Many bicyclists already know that they are vulnerable road users.
If a bike accident happens, the cyclist is likely to suffer multiple injuries, some of which may be life-threatening. These may warrant a conversation with a Florida bike accident attorney.
The traffic is often heavier and bigger than a bicyclist and typically operated by drivers who have virtually no concern for bicyclists. This is why it is especially important for bicyclists to be aware of their rights in the event that they have recently been injured in a car accident in Florida.
Understanding the steps to take immediately after you have been struck could be critical for protecting your interests and allowing you to move on with your life as much as possible.
When you are involved in a vehicle accident with a driver or any other person, it is essential that you fight to protect your rights.
A qualified attorney and the legal system may be able to help you recover compensation for your accident injuries, lost wages, equipment and bicycle damage, medical bills, and even costs associated with pain and suffering.
Make Sure to Report the Accident
Even if you believe that your injuries or damage is not serious, you need to report your bicycle accident to the police. The pain might not be present immediately after the accident occurs but you might discover that you have sustained injuries like a traumatic brain injury where the symptoms are relatively silent at first.
Preserve the Condition of All Evidence
This includes keeping track of your helmet, lighting, bike, clothing and any other property associated with the accident. Box this together as it may prove to be important evidence in your personal injury case.
If you are able to, take pictures of the accident scene and make sure that you file a police report that provides the details you remember about how the accident happened.
Avoid taking blame for the accident or speaking about the fault in the accident to the other party. You can save this conversation for your personal injury attorney.
Contact Your Car Insurance Company
If your bicycle accident in any way involved a car or a truck, you could be eligible to receive certain benefits from your own car insurance company.
This might sound counter-intuitive since you are not driving a vehicle at the time, but under Florida law your car insurance may be obligated to pay you no-fault benefits to the extent that you lose wages by being unable to return to your job or incur medical bills.
Depending on your policy, your car insurance may also have to provide you with uninsured motorist benefits. Make sure you contact your insurance company as soon as possible.
However, avoid speaking to the other party’s insurance carrier about the accident or any injuries you have sustained. Hold off on doing this until you have had a chance to speak to your own personal injury attorney.
He or she will likely facilitate this conversation and keep you in the loop as it relates to the other party’s insurance carrier.
Make Sure That All of Your Medical Treatments and Bills Are Submitted to Health Insurance
Under Florida’s current laws, your car insurance is your primary form of coverage for your medical bills in an accident but that your private health insurance must also pay.
Many people are under the impression that the other driver in the accident has to pay these medical bills at first but this is not the case.
Bike Accident: Speak to Your Attorney About Filing a Personal Injury Lawsuit
In the event that another driver’s reckless or negligent behavior caused the accident which has forever changed your life, you may be entitled to file a personal injury claim.
Do not hesitate to reach out to the right attorney to handle this. A Florida attorney can help you navigate the complicated legal system immediately after a bike accident.
When you think you might have a legal claim, you need a lawyer to evaluate your case. Learn why in this blog: