You spend more than 8-10 hours at work daily. Is it any wonder that you are more likely to injure yourself at work rather than anywhere else? The US Department of Labor has the statistics and they are quite surprising. According to the latest numbers, more than 2.8 million injuries take place at the workplace. Yes, these injuries are nonfatal, but they are more than likely to result in chronic pain and other conditions. In the long run, workers are likely to miss work, and this decreases productivity and leads to loss of compensation for the worker. As employees, we don’t really think that the workplace can cause injuries. Most employers also do their best to provide ergonomically designed workplaces that are safe. However, despite all efforts, injuries do happen, and they can be quite painful.
If you suffer an injury while at work, or if you work a job that has a high possibility of an injury occurring, it is a good idea to understand how workers’ compensation cases work.
If you ever suffer an injury while at work, of if you suffer from a work-related illness, then the following things may be beneficial in protecting your ability to claim workers’ compensation benefits.
There are many injuries covered by workers’ compensation insurance. Unfortunately, workplace accidents occur on a regular basis and this type of insurance coverage is what ensures workers can cover their medical bills and expenses while they recover.
Injured workers have an obligation to report any work-related accident within a period of 30 days after they knew, or should have known, an injury while they were working was sustained. In most cases, the sooner a person reports an accident after it occurs, the better. If the employer doesn’t complete the notice of injury form right away, issues could arise.
If you have been out of work and receiving workers compensation benefits, you may wonder if your employer has the right or ability to terminate your employment. An example would be a roofer who was injured and as a result, out for several months. After a period of two months, his employer lets him know he has been terminated for economic business reasons. When this happens, the worker is going to be upset and wonder if this is legal.
When you are injured at work, there is no question that it can be a confusing and difficult time. You may be losing wages and have a pile of medical costs to deal with. The good news is, you may also be entitled to workers’ compensation benefits. However, in order to collect these benefits, you have to take the appropriate actions within a certain period of time. Learn more about this here.
Consider the following – there are two workers, workers A and worker B. Each are walking, fall down and suffer an injury. Each of the workers suffered a fall from an unknown cause. In most cases, falls from unknown causes are due to an injured worker being unable to figure out if they stumbled, tripped, etc.
If you are an employee of a company (you get a W-2 tax form at the end of the year) then your workers’ compensation options and procedures are pretty clear-cut. In Florida your employer is required to carry workers’ comp insurance to cover employee injuries, lost wages and medical expenses, depending on the number of employees they have and how inherently dangerous the work is.
In the United States in 2015, there were almost 3 million injuries in the workplace. That’s a rate of almost 15 injuries per 10,000 full-time workers. This means that if you are employed somewhere – especially if your work is in any way dangerous – there is a good chance that you will suffer an injury on the job. If you have been injured on the job or think there is a good chance you might be, it’s important to know what steps need to be taken. It’s better to be prepared for what could happen than to scramble for answers to your questions after you have been injured. Either way, here are the first steps you need to take if you have been injured on the job.
Later this month Florida Insurance Commissioner David Altmaier is supposed to decide on a fling by the National Council on Compensation Insurance that calls for an average 9.3% reduction in workers’ compensation premiums in the coming year. The recommendation includes a 10.3% reduction in premiums for manufacturing businesses and an 11.3% decrease for clerical businesses. This comes after businesses were hit with 14.5% increase last year after an NCCI-recommended increase that exceeded 19%. New data shows that Florida businesses paid nearly $3.8 billion in workers’ compensation premiums in 2016, which was up from about $2.8 billion in 2012.
Get a Free Case Evaluation Now
Frequently Asked Questions
You’ve Got Questions?
We’ve Got Answers.
Click the button below
to get started.