In an increasingly fast-paced job market, employers scale up and down in size to meet the needs of their industry.
In Florida, almost all employers are required to provide Workers compensation coverage for their employees. One way employers meet that responsibility is through use of a Professional Employer Organization (PEO).
The legal team at Scott J. Sternberg and Associates, P.A. offers you comprehensive information and full legal service if you are injured on the job and are unsure about Workers compensation benefits if your employer uses a PEO.
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Using a PEO allows your employer to outsource many functions normally managed by the employer. For many reasons, consolidating human resources, benefits, payroll, and details related to Workers compensation makes financial and/or administrative sense. If your employer has chosen to use a PEO, you may now be employed by the PEO and leased back to your original employer. This arrangement is called employee leasing. The PEO is essentially a labor contractor, handling administrative operations including obtaining Workers compensation coverage.
If you are injured on the job while working for a PEO, your Workers compensation coverage and benefits are likely paid through the PEO, instead of the business currently leasing your services. Florida law states Workers compensation coverage is provided only for employees specifically listed in the leasing agreement.
A PEO functions in the same capacity as a regular employer. If you are injured while on the job, you should report your injury, pursue medical care, and receive information related to filing your claim.
As in every industry, regulatory violations occur. If the PEO who employs you does not secure Workers compensation coverage, your former job site employer, or the employer for whom you work may be considered a joint-employer and be held liable for providing Workers compensation benefits on your behalf.
To provide Workers compensation for their employees, businesses in Florida have several options, including joining a self-insurance fund, purchasing coverage from a private insurer or the State of Florida or working with a professional employer organization.
Regardless of the arrangement, if you are injured on the job in Florida, then you should have access to Workers compensation coverage. If you have trouble getting your claim processed or you are denied benefits for which you are eligible, our legal team can help.
Work-related injuries can damage your health and financial stability. At Scott J. Sternberg and Associates, P.A., we focus on getting you the help and benefits you deserve. You pay no legal fees unless we recover benefits for you.
With offices in West Palm Beach, Orlando, and Boca Raton, we offer evening and weekend appointments and can travel to you if you cannot come to one of our locations. Contact us online or at 561.687.5660 for a consultation.